Terms of Use

These Terms of Use govern your use of financehub.pk (the “Website”), operated by FinanceHub Pakistan (“we”, “us”). By using the Website you agree to these terms. If you do not agree, please do not use the Website.

1. Information Only — Not Financial Advice

All content, calculators, rates and market data on the Website are provided for general information and educational purposes only. Nothing on the Website is tax, legal, investment, religious or other professional advice, or a recommendation to buy or sell any security, commodity or currency. Always consult a qualified professional (for example a tax adviser, financial adviser or Islamic scholar) before making decisions.

2. Calculators Are Estimates

Salary tax, zakat, inflation, gold value and other calculators give estimates based on the information you enter and on rules we believe to be current. Actual amounts may differ due to exemptions, rebates, withholding adjustments, differing interpretations or changes in law. Tax figures should be confirmed with the Federal Board of Revenue (FBR) or a tax professional.

3. Market Data

Gold, silver, currency, stock market and other data are obtained from third-party sources and may be delayed, incomplete or inaccurate. Gold rates are calculated from international prices and can differ from local Sarafa and jewellers' rates. Stock data is not an official PSX feed. Do not rely on the Website for trading decisions.

4. No Warranty

The Website is provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, reliability or fitness for a particular purpose. We do not guarantee that the Website will be uninterrupted or error-free.

5. Limitation of Liability

To the fullest extent permitted by law, FinanceHub Pakistan is not liable for any loss or damage, including financial loss, arising from your use of, or reliance on, the Website or its content.

6. Acceptable Use

You agree not to:

• Use the Website for any unlawful purpose
• Copy or republish our content or data in bulk, or scrape the Website automatically
• Attempt to disrupt, overload or gain unauthorised access to the Website
• Submit spam or misleading information through our contact form

7. Intellectual Property

The Website's design, text, code and branding belong to FinanceHub Pakistan unless stated otherwise. Third-party trademarks, names and data belong to their respective owners. News headlines link to and remain the property of their publishers.

8. Third-Party Links and Advertising

The Website contains links to other websites and shows advertisements served by third parties such as Google. We do not control and are not responsible for third-party websites, products or services, and showing an advertisement is not an endorsement.

9. Privacy

Your use of the Website is also governed by our Privacy Policy.

10. Changes

We may update these terms at any time. Changes take effect when posted on this page. Continued use of the Website means you accept the updated terms.

11. Governing Law

These terms are governed by the laws of the Islamic Republic of Pakistan.

12. Contact

Questions about these terms? Email husnain.hanif24@gmail.com or visit our contact page.